# Recommended to adjust the interest rate curve of stablecoins such as USDT USDC

**URL:** <https://forum.euler.finance/t/recommended-to-adjust-the-interest-rate-curve-of-stablecoins-such-as-usdt-usdc/1607>\
**Category:** Euler DAO\
**Created:** [August 15, 2025, 6:25am UTC](https://forum.euler.finance/t/recommended-to-adjust-the-interest-rate-curve-of-stablecoins-such-as-usdt-usdc/1607 "2025-08-15T06:25:28Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![willray](https://avatars.discourse-cdn.com/v4/letter/w/ecae2f/32.png) [@willray](https://forum.euler.finance/u/willray)\
**Post date:** [August 15, 2025, 6:25am UTC](https://forum.euler.finance/t/recommended-to-adjust-the-interest-rate-curve-of-stablecoins-such-as-usdt-usdc/1607/1 "2025-08-15T06:25:28Z")

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With the increase in the upper limit of PT-usde, pusde, tusde, and other stablecoins, USDT, USDC, RLUSD, etc., have been borrowed in large quantities, and the utilization rate has increased by 100%, but the current maximum interest rate is only 15%. This will not encourage depositors to deposit more money. It is recommended to increase the 100% interest rate to 25% to encourage more deposits to enter Euler.

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**Author:** ![discourse\_ai\_spam](https://avatars.discourse-cdn.com/v4/letter/d/c68b51/32.png) [@discourse\_ai\_spam](https://forum.euler.finance/u/discourse_ai_spam)\
**Post date:** [August 15, 2025, 6:25am UTC](https://forum.euler.finance/t/recommended-to-adjust-the-interest-rate-curve-of-stablecoins-such-as-usdt-usdc/1607/2 "2025-08-15T06:25:30Z")

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**Author:** ![system](https://canada1.discourse-cdn.com/flex007/uploads/euler/original/1X/bdaa8aa4878aa3ae522c48faeebc8c56f8716111.png) [@system](https://forum.euler.finance/u/system)\
**Post date:** [August 15, 2025, 1:34pm UTC](https://forum.euler.finance/t/recommended-to-adjust-the-interest-rate-curve-of-stablecoins-such-as-usdt-usdc/1607/3 "2025-08-15T13:34:58Z")

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**Author:** ![Gnome](https://avatars.discourse-cdn.com/v4/letter/g/87869e/32.png) [@Gnome](https://forum.euler.finance/u/Gnome)\
**Post date:** [August 25, 2025, 7:30pm UTC](https://forum.euler.finance/t/recommended-to-adjust-the-interest-rate-curve-of-stablecoins-such-as-usdt-usdc/1607/4 "2025-08-25T19:30:34Z")

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indeed, not favorable to lenders at all.