With the increase in the upper limit of PT-usde, pusde, tusde, and other stablecoins, USDT, USDC, RLUSD, etc., have been borrowed in large quantities, and the utilization rate has increased by 100%, but the current maximum interest rate is only 15%. This will not encourage depositors to deposit more money. It is recommended to increase the 100% interest rate to 25% to encourage more deposits to enter Euler.
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indeed, not favorable to lenders at all.